Privacy Policy

Last updated: May 27, 2026
 

Brenda Gyarmati Mortgage Services (“we,” “us,” or “our”) recognizes the importance of protecting your personal information and being transparent about how it is collected, used, stored, and disclosed.
 

This Privacy Policy explains how personal information may be handled when you:

• visit this website

• complete a contact form

• book an appointment

• request a resource

• start a mortgage application

• communicate with Brenda Gyarmati

• otherwise interact with this website or related services
   

Mortgage services are provided through CENTUM Financial Services LP (ACB). Additional brokerage-level privacy practices may also apply where relevant.

By voluntarily providing personal information through this website or related services, you consent to the collection, use, disclosure, and handling of that information in accordance with this Privacy Policy. If you do not agree with this Privacy Policy, please do not use this site or provide personal information through it.

 

1. Who We Are

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Brenda Gyarmati
Mortgage Agent Level 2
Licence #: M22003592
CENTUM Financial Services LP (ACB)
Brokerage Licence #: 13054

Email: brenda_gyarmati@centum.ca

Phone: (705) 627-8418

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For privacy questions or requests, please contact Brenda using the details above.

 

2. Information We May Collect

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For the purposes of this Privacy Policy, “personal information” means information about an identifiable individual.

We may collect or receive personal information such as:

 

Information you provide directly

• first and last name

• email address

• phone number

• address or location details

• information submitted through contact forms, booking forms, resource requests, or application-related forms

• information about your mortgage goals, home financing needs, income, debts, assets, employment, or self-employment situation

• documents and details you provide as part of a mortgage or pre-approval process

• any other information you choose to provide when communicating with us

 

Information collected through website use

• IP address

• browser type

• device type

• pages visited

• time spent on the site

• referring site or traffic source

• general engagement with pages, forms, media, or tools on the site

 

Information from third-party tools or service providers

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Where applicable, we may receive information from tools connected to the site or service process, such as:

• calendar booking tools

• application or CRM tools

• video hosting or embedded media platforms

• analytics providers

• social media or embedded content tools

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3. Notice and Consent

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We generally collect, use, or disclose personal information with your knowledge and consent, except where otherwise permitted or required by law.

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Consent may be given:

• when you complete a form

• when you request a resource

• when you book a call

• when you provide documents or information for mortgage-related services

• when you otherwise voluntarily provide personal information through this website or in communication with us

 

You may withdraw your consent at any time, subject to legal, regulatory, service, or contractual limitations. Withdrawal of consent may affect our ability to respond to your request, provide services, or continue working on your file.

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4. How We May Use and/or Disclose Your Personal Information

 

We may use your personal information for purposes including:

• responding to your questions or requests

• providing, maintaining, and improving our services

• helping assess your mortgage or financing needs

• supporting a mortgage application, pre-approval, or related financing process

• collecting and reviewing documents and supporting information

• communicating with you about appointments, forms, resources, or service updates

• sending newsletters, updates, marketing messages, or other relevant content where appropriate consent exists

• improving website performance, user experience, and service delivery

• complying with legal, regulatory, brokerage, recordkeeping, audit, or compliance obligations

 

We may disclose personal information where reasonably necessary to support services, including to:

• lenders

• mortgage insurers

• credit bureaus

• lawyers

• appraisers

• service providers supporting website, analytics, storage, communication, CRM, document handling, or booking tools

• brokerage or compliance-related parties where required

• other parties where required or permitted by law

 

We do not sell your personal information.

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Please note that if you provide information directly to a third-party platform, lender, booking tool, or brokerage party outside this website, their own privacy practices may also apply.

 

5. Accuracy, Access, Correction, and Withdrawal of Personal Information

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We rely on you to keep your personal information accurate and up to date.

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You may request to:

• access the personal information we hold about you

• correct inaccurate or incomplete information

• withdraw consent to certain uses or communications, subject to legal and service limitations

 

To make a request, please contact Brenda using the contact information in this Privacy Policy.

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We may request information to verify your identity before responding to an access or correction request. In some cases, applicable law may permit or require us to refuse access to some information. If that happens, we will explain why, subject to any legal or regulatory restrictions.

 

6. Cookies, Log Data, and Analytics

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This website may use cookies, log data, analytics tools, and similar technologies to understand how visitors interact with the site and to improve performance, usability, and future marketing.

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These tools may collect information such as:

• browser type

• device information

• IP address

• time and date of visit

• pages viewed

• actions taken on the site

• referral traffic source

 

Where applicable, this site may use tools such as:

• website analytics

• conversion tracking

• embedded media

• booking tools

• social media embeds

• advertising or remarketing technologies

 

You can manage cookies through your browser settings. Refusing or disabling cookies may affect some parts of the website experience.

 

7. Information Security / Storage Information

 

We take reasonable administrative, technical, and physical steps to help protect personal information in our care.

Information may be stored using secure tools, platforms, or service providers that support website operations, communications, scheduling, applications, or related services. Access is intended to be limited to those who need it for appropriate business or service purposes.

 

However, no website, internet transmission, email system, or data storage platform can be guaranteed to be completely secure. While we take reasonable precautions, we cannot guarantee absolute security.

 

8. Data Retention

 

We retain personal information only as long as necessary for the purposes for which it was collected and as required for legal, regulatory, brokerage, tax, compliance, or recordkeeping obligations.

 

Where appropriate, personal information may be securely deleted, destroyed, anonymized, or otherwise protected once it is no longer required.

 

9. Personal Information Used by Third-Party Websites and Services

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This website may include links to or integrations with third-party tools and websites, including but not limited to:

• booking systems

• mortgage application tools

• CRM tools

• calculators

• video hosting platforms

• social media platforms

• other external websites or service providers

 

We are not responsible for the privacy practices, content, or policies of third-party websites or tools. If you use those services, you should review their privacy policies directly.

 

10. Data Outside Your Jurisdiction

 

Some service providers or website tools used to support this site may store or process data outside of your province or country of residence.

 

As a result, your personal information may be subject to the laws of those jurisdictions. By using this website and submitting personal information, you understand that such transfers may occur where necessary to support the services and tools used on the site.

 

11. Minors

 

This website and its services are not intended for minors, and we do not knowingly collect personal information from children through this website.

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If you believe information has been collected from a minor in error, please contact us and we will review the issue.

 

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, website tools, legal obligations, or business operations.

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The updated version will be posted on this page with a revised “Last updated” date. Continued use of the website after changes are posted indicates acceptance of the revised Privacy Policy.

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13. Contact Us

If you have questions about this Privacy Policy or how personal information is handled, please contact:

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Brenda Gyarmati
Mortgage Agent Level 2
CENTUM Financial Services LP (ACB)
Licence #: M22003592
Brokerage Licence #: 13054
Email: brenda_gyarmati@centum.ca
Phone: (705) 627-8418